Health insurance open enrollment season is upon us! After the implementation of the Affordable Care Act, aka, Obamacare, you can generally buy an individual health plan only during an Open Enrollment Period. For 2019 health insurance plans, Open enrollment begins November 1st through December 15, 2018. There a few things to remember:
- Applications for health insurance during the 2018 open enrollment are for coverage periods beginning 2019. Basically you're buying your 2019 health insurance plan.
- Open enrollment ends December 15th. If you fail to apply during the Open Enrollment period you will need to qualify for a Special Enrollment Period. Essentially, a Special Enrollment Period is a period of 60 days of deemed life-changing event. For example, if you got married and now want to add your spouse onto your current policy or you lost your health insurance at work.
If you don't qualify for a Special Enrollment Period, you won't be able to buy an individual health insurance A.C.A. plan until 2020.There are several plans for health insurance available in Laredo, TX. Please call Fred Gonzalez, insurance agent, at (956) 729-9500 to set up an appointment to discuss your health insurance options.